Credit line or credit line? Here is the credit product offered by Bankil, a leading international European financial group for online and telephone credit for over 30 years. After starting its activity in 1982, Bankil has never stopped offering products of great added value to its customer base, through its widespread presence in Belgium (1986), Spain (1991), Italy (1996), Portugal (1996 ), Czech Republic (2004), Hungary (2005), Slovakia (2007) and Poland (2016). On the Italian credit and financial market, Bankil has been present since 1996 and boasts the reputation of being one of the pioneers in the sale of distance credit. Financial products can be requested by telephone or via the internet; or get in touch with Bankil through the numerous business partners who have chosen it to offer its customers the many consumer credit services including the opening of credit lines or credit lines. We see in this guide what it is and what are the economic and contractual conditions offered by Bankil.

Bankil: credit line or credit facility, features

Bankil: credit line or credit facility, features

Bankil is one of the leading credit players able to offer its customers products of great added value such as the opening of credit, a reserve of money of a certain financial amount to draw on when and how much one wants to make purchases or to face expenses unforeseen. For example, to buy a computer for children, a language course to improve your professional position, the journey you dream of, a deadline to meet, Bankil makes a credit of 2.ooo euro available to the credit consumer to whom be able to draw to make purchases or to face unexpected expenses.

Let’s say that you have activated the Bankil Credit Line and that you want to buy a 500 euro laptop, you can contact 800.95.55.56 and ask to transfer to the current account the sum you need to finance the expense or the project. In a few days the amount will be present on your current account and you can buy the laptop. From the following month you will begin to pay installments of € 60 per month until the debt is used up.

Furthermore, if you need additional liquidity because you need to buy a smartphone for 300 euros and want to buy it, contact 800.95.55.56 and ask to transfer the amount to your account to buy the smartphone. Your debt has increased, but the installment does not change: you will continue to pay 60 euros a month even if my residual debt has increased, only that the amortization plan and the repayment duration will be extended and spread over time. Furthermore, each time you pay an installment, part of the amount will top up the available credit that you can use immediately for other purchases or to meet unexpected expenses.

Bankil, Credit line: Simulation and amortization schedule

Bankil, Credit line: Simulation and amortization schedule

For those who want to try to simulate the amortization plan and the installment amount you are going to repay in order to pay the remaining debt, you can use the calculation tool available online on the Segugio.it website, an online credit brokerage site with which you signed an interesting convention. On the Segugio.it website, in the Revolving Credits section, you can fill out the online form and start the search to find the most suitable credit line (you will see that by entering various amounts) the best offer is always Bankil. The revolving credit line is intended for: all employees, self-employed or retired holders of a bank current account. As regards the necessary documents to be presented to the lender, they can be ascribed to the following: Photocopy of a valid identity document, of the tax code, of a registered user account, of the account statement front page and of the last income documentation. For income documentation if EMPLOYEE worker copies last paycheck; if pensioner copy pension slip or CUD (or copy of account statement with pension credit); if you are an INDEPENDENT Worker Unico previous year + receipt Presentation of the Revenue Agency and Registration of the Chamber of Commerce or VAT number.

As for the minimum installment required to be paid is 60 € per month, no more, whatever your debt, obviously within the limits of the ceiling of the credit line that is 2,000 euro. The Bankil Credit Line is an extremely flexible financing tool that can be repaid in one single payment, without any additional expense or penalty, thus limiting the cost due to interest. E very time you pay an installment, part of the amount back to you for future demands. In other words, the money reserve is recharged every time you pay an installment and you can use it for other purchases.